Welcome toMoney Diaries , where we’re tackling what might be the last taboo facing modern working women: money. We’re asking millennials how they spend their hard-earned money during a seven-day period — and we’re tracking every last dollar.
Today: a medical student who makes $19,000 per year and spends some of her money this week on groceries at Publix.
Occupation: Medical Student
Location: Tallahassee, FL
Salary: $19,000 from unsubsidized Stafford loans, after tuition is deducted
Student Loan Payments: $0. (Scholarships covered my undergraduate education, so thankfully I don’t have loans from that.)
Spotify Premium: $5. (I get the student deal.)
Amazon Prime: $5
The New York Times: $4. (I get the academic rate.)
Health Insurance: $0. (Last year on my father’s health insurance plan!)
Cellphone: $0, also paid for by father.
Car Insurance: $0. (Thanks, Dad!)
Blue Apron Subscription: $60/week
7:30 a.m. — It’s Saturday, but thanks to my internal alarm clock, I wake up earlier than I want to. I catch my cat munching on my already struggling plant (it’s nontoxic to cats, I’ve already Googled) and while trying to swat him away, I end up knocking over the plant. The pot breaks and my cat doesn’t look guilty at all.
8:20 a.m. — I sweep up the mess and the rest of my room while I’m at it, then toast a bagel for breakfast.
9:20 a.m. — Spend too long searching for ways to prevent my cat from making my plants his personal buffet and then browse Reddit before I study! I have my board exams in three months so I’m cracking down now by doing as many practice tests as possible.
12:20 p.m. —I’m not as productive as I want to be and I reheat a slice of pizza from earlier this week and eat it with raspberries. I head out to the local plant …read more