Welcome toMoney Diaries , where we’re tackling what might be the last taboo facing modern working women: money. We’re asking millennials how they spend their hard-earned money during a seven-day period — and we’re tracking every last dollar.

Today: a Specialist working in Grocery who makes $64,000 per year who spends some of her money this week on cabinet primer.

Occupation: Specialist
Industry: Grocery
Age: 30
Location: Boise, Idaho
Salary: $64,000 plus a yearly bonus of roughly $5,000-$6,000
Paycheck Amount (Bi-weekly): $2,454.88 (pre-tax)
Gender Identity: Woman

Monthly Expenses
Mortgage: $1,701.32 (This is temporary — I bought a house a few weeks ago and am currently renovating it with my boyfriend. I also own a condo that is fully paid off and once I can move into the house the proceeds from the sale will cut the mortgage in half.)
Loans: $0. (My parents set up a college fund for me when I was born and I went to a state university to keep costs down.)
Health Insurance: $30 (pretax)
HSA Contribution: $96.16 per paycheck (pretax)
401(k): $319.13 per paycheck (pretax)
Roth 401(k): $319.13 per paycheck (post-tax)
Savings: $0 (prior to purchasing my home I put $400 per paycheck in and once I can lower my mortgage I will resume this. I currently have $8,000 set aside for home renovations and $5,000 for emergency savings.)
HOA: $120
Utilities: $0 (My boyfriend, N., pays the electric bills for the house and condo ~$100/month for each. He will also pay the gas and water bills once we begin to receive them.)
Internet: $91.40
Credit Cards: $0 (I recently paid these off)
Gym: $21.29
Dollar Shave Club: $7
Hulu: $26.98
Tanning Membership: $69.59
Pest Control: $50 every other month
Car Insurance: $898.60/year
Credit Card Membership Fees: $138/year
Concepts App: $29.99/year
Yoga Studio App: $19.99/year

Day One

2 a.m. — My boyfriend, N., and I are both currently up, as one of our two dogs (B.) needs to go potty. This …read more

Source:: Refinery29

      

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