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If you find yourself carrying credit card debt — be it from the holiday season, an unexpected emergency, or plain old financial pressures — there could be an escape for you to keep from paying a ton of interest.

Fortunately, there’s one type of credit card that can help you avoid paying interest on your debt if you use it the right way: a balance transfer credit card.

Here are the best balance transfer card offers available today based on their introductory offers, fees, and perks.

We’re focused here on the rewards and perks that come with each card. These cards won’t be worth it if you’re paying interest or late fees. When using a credit card, it’s important to pay your balance in full each month, make payments on time, and only spend what you can afford to pay.

Compare the best credit cards for balance transfers
Wells Fargo Reflect® Card

The Wells Fargo Reflect℠ Card tops our list for its extra-long intro APR offer on both balance transfers and purchases. New cardholders receive a Wells Fargo Reflect℠ Card (then Wells Fargo Reflect℠ Card). Balance transfers must occur within 120 days of account opening to qualify for the intro 0% APR rate. 

Although the Wells Fargo Reflect℠ Card doesn’t earn rewards for spending, cardholders do get a handful of good benefits, including cell phone protection and roadside dispatch. The cell phone protection is particularly compelling because no-annual-fee cards typically don’t offer it. When you use the Wells Fargo Reflect℠ Card to pay your monthly cell …read more

Source:: Business Insider


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